Farming


Built on rural expertise. Backed by practical support.

Farming


Built on rural expertise. Backed by practical support.

Farming is more than a way of life – it’s a business, a home, and a future built through years of hard work.

Ando Farm cover is designed for the realities of modern farming, protecting both your farming business and the lifestyle built around it. More than simply responding to a loss, it helps protect business continuity when it matters most. Working alongside your broker, our rural specialists take a flexible underwriting approach to tailor cover to the way your farm operates. If you need to make a claim, our experienced team provides practical support and clear communication to get you back on track as quickly as possible.

We sell our policies exclusively through many of New Zealand’s leading insurance brokers. With their industry-specific expertise, they can help you choose the cover that best suits your needs. Contact your broker to find out more.

What we cover

House & Contents

Cover for your home and other properties on your land. Plus, contents cover for your most prized possessions and everyday items.

Farm buildings & assets

Cover for your farm buildings, equipment, operational stock, and other assets. Plus, cover for milk, refrigerated supplies, and machinery breakdown.

Business interruption

Cover for lost income and increased cost of working, if an insured event interrupts your farming operations, helping reduce the financial impact while you recover.

Vehicles & boats

Cover for the vehicles you rely on for farm, business, and everyday use. Plus, cover for recreational boats.

Farm animals

Cover for your working dogs, livestock, horses and bulls.

Liability

Cover for your legal liability if you cause injury or damage to others. Plus, cover for a range of business-related liabilities.