If your boat is a total loss and you’ve chosen to cover it for an agreed value, we’ll pay the amount shown in your schedule – straightforward protection when it matters the most.
Whether you’re cruising New Zealand’s coastline or exploring our lakes and rivers, protecting your boat is essential. We provide comprehensive cover for trailercraft boats and certain marina moored craft, with the flexibility to add extra benefits to suit your needs – on the water, ashore, or in transit.
Talk to your broker about the cover option that’s right for you. They’re experts at saving you time, finding great value, and supporting you every step of the way – especially when it’s time to make a claim.
Great policy features
Agreed value – certainty when it matters most
Stay afloat with our wreck removal cover
If your boat is lost at sea, the costs don’t end there. Our wreck removal benefit covers the cost of removing a sunken wreck which can run into tens of thousands of dollars.
Automatically included policy benefits
Owning a boat is part of the Kiwi way of life and we’re here to make sure that you can enjoy your boat with peace of mind. We’ve included the essentials as well as a few extras.
Third Party cover
Covers your legal liability for accidental damage or injury caused by your boat, so you’re not left covering the costs yourself.
Hull inspection after grounding
If your boat becomes stranded, grounded or involved in a collision, we’ll cover the reasonable cost of checking your hull, even if no damage is found – so you can get back on the water with confidence.
Get expert advice from one of
New Zealand’s leading insurance brokers
As an underwriting agency, we sell our policies exclusively through most of New Zealand’s leading insurance brokers. Our broker partners have the specialist knowledge to assess your risk and provide expert advice, helping ensure you get the right cover for your needs.
These are some of the larger national partners we work with:
Personal insurance
Need more protection? Ando offers a range of cover options for your four walls, your four wheels and the things that matter to you.