Terms and Conditions


Terms and Conditions of Website Use

Thank you for visiting the Ando Insurance website. By accessing this website you agree to the below terms and conditions (Terms) and will be bound by these Terms each time you access the website.
  1. Authorised Representative: Where your access and use of this website is on behalf of another person, you confirm you are authorised to act on that person’s behalf and that by agreeing to these Terms on that person’s behalf, that person is bound by these Terms.
  2. Changes to the Terms: We may modify these Terms from time to time by placing the updated Terms on our website. By continuing to access and use the website you agree to be bound by the changed Terms.
  3. Purpose and use of this website: This website is intended for use by people living in New Zealand (or with insurable interests in New Zealand) and New Zealand insurance brokers to provide information on, and access to, our insurance solutions and to make an insurance claim. We make no representations that it is appropriate for other purposes and Ando does not accept any responsibility if it is used for such other purposes. Any information provided on this website is intended to provide a general summary of the subject matter and does not purport to be comprehensive, specific to your business or circumstance and does not constitute legal advice.
  4. Intellectual Property: The information contained within this website (including site design, text, graphics, logos, images and content) is our intellectual property.
  5. New Zealand law applies: These Terms and your use of the website are governed by New Zealand law and the New Zealand courts have non-exclusive jurisdiction in relation to legal issues that arise from the use of this website.
  6. Privacy: Your privacy is very important to us. You agree to us collecting, using, retaining and disclosing your personal information in accordance with our Privacy Policy.
  7. Website links: For your convenience our website contains hyperlinks to other websites operated by third parties. Ando does not have any control over these websites, or over any material or information which may be obtained on or from these websites. Accordingly, Ando makes no warranties or representations regarding the information contained on these websites. If you would like to link to any part of our website, please contact Ando for prior permission.
  8. Use of cookies, tags and other tracking technology: We, or our third party service providers acting on our behalf, may use cookies, tags or other similar technology on this website to perform certain functions on the site, to allow you to navigate the site efficiently and collect information about use of our website. Cookies are small text files that are placed in your browser by the websites you visit. We use Google Analytics to measure anonymised site activity. We also use other tracking tools, including but not limited to Smartlook. This data collected is aggregated and cannot personally identify you. Please refer to our Privacy Policy for information on what information is collected by such cookies and other tracking technology and the purpose we use it for. For further information on the use of Google Analytics and how it collects and processes data, refer to "How Google uses data when you use our partners' sites or apps". These service providers also have their own privacy policies governing the use of information collected.
  9. Opting out of tracking cookies: If you prefer, you can opt out of the tracking cookies we use without affecting your ability to use our site by opting out of Google Analytics and Smartlook. Most web browsers will allow you to set some control over cookies in your browser settings, such as deleting them or disabling them. Please note that if you clear your cookies or use a different browser, you'll need to opt out again. You can also opt out of the collection and use of your data in interest-based advertising by our third party providers by www.networkadvertising.org/choices. For further information about cookies, including how to see what cookies have been set, how to manage and delete them or how to manage browser settings visit www.allaboutcookies.org.
  10. Your obligations: You must not act in a way, or use or introduce anything (including any virus, Trojan horse, timebomb, spyware or other similar feature) that in any way compromises, or may compromise, the website, or attempt to damage or interfere with the website.
  11. Disclaimer: We will do our best to ensure that the website is available to you when you need it, free from viruses and from unauthorised access. However, to the extent permitted by law in no circumstances shall we be liable in any way for any loss or damage arising out of your access or use of the website.
  12. Liability: You will indemnify us for any loss that occurs as a result of or in connection with any breach of these Terms or any malicious or fraudulent use this website by you.