Terms and Conditions


Terms and Conditions of Website Use

Thank you for visiting the Ando Insurance website. By accessing this website you agree to the below terms and conditions (Terms) and will be bound by these Terms each time you access the website.
  1. Authorised Representative: Where your access and use of this website is on behalf of another person, you confirm you are authorised to act on that person’s behalf and that by agreeing to these Terms on that person’s behalf, that person is bound by these Terms.
  2. Changes to the Terms: We may modify these Terms from time to time by placing the updated Terms on our website. By continuing to access and use the website you agree to be bound by the changed Terms.
  3. Purpose and use of this website: This website is intended for use by people living in New Zealand (or with insurable interests in New Zealand) and New Zealand insurance brokers to provide information on, and access to, our insurance solutions and to make an insurance claim. We make no representations that it is appropriate for other purposes and Ando does not accept any responsibility if it is used for such other purposes. Any information provided on this website is intended to provide a general summary of the subject matter and does not purport to be comprehensive, specific to your business or circumstance and does not constitute legal advice.
  4. Intellectual Property: The information contained within this website (including site design, text, graphics, logos, images and content) is our intellectual property.
  5. New Zealand law applies: These Terms and your use of the website are governed by New Zealand law and the New Zealand courts have non-exclusive jurisdiction in relation to legal issues that arise from the use of this website.
  6. Privacy: Your privacy is very important to us. You agree to us collecting, using, retaining and disclosing your personal information in accordance with our Privacy Policy.
  7. Website links: For your convenience our website contains hyerlinks to other websites operated by third parties. Ando does not have any control over these websites, or over any material or information which may be obtained on or from these websites. Accordingly, Ando makes no warranties or representations regarding the information contained on these websites. If you would like to link to any part of our website, please contact Ando for prior permission.
  8. Use of cookies: We may use cookies on this website to customise this website for return visitors. These cookies are not required for site functionality. You are not required to accept any cookies to use this website.
  9. Google Analytics: We use a tool called “Google Analytics” to collect information about use of this site. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve this site. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.
  10. Your obligations: You must not act in a way, or use or introduce anything (including any virus, Trojan horse, timebomb, spyware or other similar feature) that in any way compromises, or may compromise, the website, or attempt to damage or interfere with the website.
  11. Disclaimer: We will do our best to ensure that the website is available to you when you need it, free from viruses and from unauthorised access. However, to the extent permitted by law in no circumstances shall we be liable in any way for any loss or damage arising out of your access or use of the website.
  12. Liability: You will indemnify us for any loss that occurs as a result of or in connection with any breach of these Terms or any malicious or fraudulent use this website by you.