Looking after the things that matter to you most

Whether you’re a minimalist or a hoarder, we all have things we’d hate to lose. That’s why it’s important to have the right amount of cover to protect your prized possessions.

Unfortunately, when making a claim, many New Zealanders find out they are underinsured to fully replace their contents. This happens when your items are covered for the value you bought them at, not for what it would cost you to replace them at today’s prices.

With Ando, you’re entitled to claim the full replacement value of most damaged or lost household items, and with our flexible policies you can adjust the value of your cover to reflect current market pricing.

Great policy benefits

Adjustable cover limits

  • Most of your contents will be covered without you having to specify them – however you can arrange additional cover for your treasured personal items such as jewellery, bikes and art.
  • Alternative accommodation cover is automatically included in our Contents policies. This pays for temporary accommodation for you, your family and your pets if you can't stay in your house following an event you claim on. The value of this cover can be adjusted to suit your needs.

Optional cover

You can customise your policy to include optional cover, like excess-free spectacles cover. This means you won’t be required to pay an excess if your claim is solely for loss or damage to your spectacles, reading glasses, prescription glasses, prescription sunglasses or contact lenses.

To find out about our other great contents policy features, speak to your insurance broker, or for Kiwibank customers, click here.

  • We all have things we’d hate to lose, that’s why it’s important to have the right amount of cover to protect your prized possessions.

Personal insurance

Need more protection? Ando has a range of cover options for your four walls, four wheels and the things that matter to you most.

Find out more

House

Contents

Car